PRESS RELEASE


Interthinx Provides New Automated Valuation Model

Interthinx(R) Automates Cascading AVM Within Its Proven Risk Mitigation System - Client Controlled Triggers of the Best-of-Breed AVM Models Within FraudGUARD(R) Reduce Overall Transaction Time and Optimize Workflow

AGOURA HILLS, CA -- (February 14, 2008) -- Interthinx®, Inc., the leading provider of proven risk mitigation, mortgage fraud prevention, and regulatory compliance tools for the mortgage industry, has announced the integration and automation of its cascading AVM (automated valuation model) solution within its proven FraudGUARD® risk mitigation system. This most recent innovation enables users to customize complex business rules based on lender credit policy directly within FraudGUARD to automatically trigger a request for a Clear Value(SM) cascading AVM. Lenders and investors can benefit from improved efficiencies, decreased costs, reduction in transaction processing time, and optimized workflow.

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"This is a critical time for innovation and the delivery of tools that not only mitigate risk, but mitigate unnecessary expense for the financial industry," stated Stacey Louie, senior vice president of product development and engineering for Interthinx. "Leveraging its XML-based service oriented architecture, FraudGUARD passes subject property details to Clear Value without requiring additional time-consuming data entry by the user. More importantly, this new automation optimizes workflow by allowing customers to first use FraudGUARD's property analytics and internal valuation model, which achieves a nearly 90-percent hit rate before executing the remaining AVM cascade. With current economic conditions, Interthinx is keenly aware of the need to develop technology to help lenders reduce costs while providing the most effective risk mitigation and fraud detection capabilities in the marketplace."

Using this automation, FraudGUARD will access all of the AVMs currently available in the Interthinx stand-alone Clear Value product, such as CMV, HVE, HPA, CASA, PASS, ValuePoint4, PowerBase6, ValueSure, SiteXValue, and VeroValue. The AVM models selected in the cascade can be customized to meet specific client preferences and configurations.

"Interthinx clearly understands the state of the market and that cascading AVM solutions are a valuable tool in determining accurate valuations," added Kevin Coop, president of Interthinx. "The recent inclusion of Interthinx proprietary closed sales data gives users the most recent property sales information, and enables us to deliver the most accurate valuations within FraudGUARD. That data, combined with the most accurate neighborhood analysis and the seamless ability to order an AVM when necessary, provides Interthinx customers the most comprehensive and cost-effective collateral solution on the market."

About Interthinx

Interthinx, Inc., an ISO business, is the nation's leading provider of proven risk mitigation and regulatory compliance tools for the financial services industry. Used at every point in the mortgage lifecycle to prevent mortgage fraud, compliance violations and to assess risk, Interthinx is relied upon by more than 1,400 customers, including 15 of the top 20 mortgage lenders and three of the top five largest financial institutions. With technology that earned Mortgage Technology Magazine's prestigious 10X Award as "a diagnostic and corrective solution of the highest order," Interthinx expertise in predictive analytics, data mining, and risk scoring sets the standard for the industry and directly increases the value of client portfolios. For more information, visit Interthinx or call (800) 333-4510.

About ISO

A leading source of information about risk, ISO provides data, analytics, and decision-support services to professionals in many fields, including insurance, finance, real estate, health services, government, human resources, and risk management. Using advanced technologies to collect, analyze, develop, and deliver information, ISO helps customers evaluate and manage risk. The company draws on vast expertise in actuarial science, insurance coverages, fire protection, fraud prevention, catastrophe and weather risk, predictive modeling, data management, economic forecasting, social and technological trends, and many other fields. To meet the needs of diverse clients, ISO employs an experienced staff of business and technical specialists, analysts, and certified professionals. In the United States and around the world, ISO helps customers protect people, property, and financial assets. For more information, visit ISO.





SOURCE: Interthinx Inc.