PRESS RELEASE


Interthinx Releases New Strategies

Interthinx Ends Summer Season With Series of Enhanced Technologies to Combat Mortgage Fraud - Industry Leader Releases Multiple New Advancements in Three Months

AGOURA HILLS, CA--Oct 4, 2007 -- In response to the increasing turmoil faced by the mortgage industry in recent months, Interthinx®, Inc. has fast-tracked a number of cutting-edge technological enhancements to protect financial institutions across the country from further devastation caused by the epidemic of mortgage fraud and risky loans.

"It's critical to rapidly accelerate innovation and increase resources during this time of industry collapse. Our goal is to arm lenders with crucial tools necessary to mitigate loan risk, improve loan quality, and repel criminal activity," said Kevin Coop, president of Interthinx.

Interthinx is the leading provider of risk mitigation, mortgage fraud prevention, and regulatory compliance tools for the mortgage industry. Interthinx's recently launched services include:

-- Global Variance Expansion (Jun. 13) Proprietary pre-funding analytics that compare current loan application data to the entire Interthinx database of application data, compiled over the last 10 years, from thousands of lenders. Comparing current application data to the entire dataset allows Interthinx to identify mortgage fraud schemes involving multiple participants and multiple lenders which would otherwise go undetected. Only Interthinx has the robust dataset that makes this analysis possible to prevent fraud for profit schemes and identify fraud rings.

-- Integration Of Payscale Income Analytics (Jul. 10) The integration of Payscale's metrics into the Interthinx proven fraud scoring system allows lenders to estimate a realistic income range, even in stated income loan programs, based on a borrower's employment data. These analytics utilize patent-pending technology preventing employment and income misrepresentations; and identifying potential fraud for housing schemes.

-- Automation Of Third Party Review (Jul. 19) Automatically checks for mortgage broker license information and status, licensee derogatory information, social security number issues, bankruptcy filings, address and phone number mismatches, the OFAC (Office of Foreign Asset Control) list, industry and client submitted watch and exclusionary lists and the Interthinx proprietary NFPD (National Fraud Protection Database). This functionality returns almost immediate results for searches that would otherwise take hours/days or be impossible due to the large number of persons to be checked. It helps to further prevent scams, such as identify theft, misuse or theft of professional licenses, unauthorized brokerage or other professional activity.

-- Civil And Criminal Background Checks (Aug. 2) Comprehensive batch processing of criminal records, civil records and bankruptcy/liens/judgment records will enable financial institutions to make a determination of whether to prevent individuals of questionable moral character from being approved as origination channels.

-- Use Of Private Closed Sales Data (Sept. 12) Exclusive ability to leverage the Interthinx current and timely closed real estate sales data to improve the accuracy and reliability of collateral value predictions, which helps lenders avoid funding "air loans" or illegal flips.

-- Cascading AVM Integration with Proven Loan Scoring System (Sept. 17) Lenders are able to request a Clear Value(SM) cascading AVM technology directly from within the Interthinx proven fraud scoring system, providing new workflow efficiencies and reducing overall transaction processing time. This prevents mortgage fraud schemes such as "puffing," illegal property flipping and cash back refinancing scams.

Interthinx is also demonstrating its ongoing commitment to rapidly respond to market needs by naming a new senior vice president of Product Development and Engineering, Stacey Louie. Mr. Louie will not only continue the tradition of product innovation at an accelerated pace, but will work to swiftly apply customer feedback directly into Interthinx products.

About Interthinx

Interthinx, Inc., an ISO business, is the nation's leading provider of risk mitigation and regulatory compliance tools for the financial services industry. Used at every point in the mortgage lifecycle to prevent mortgage fraud, compliance violations and to assess risk, Interthinx is relied upon by over 1400 customers, including 15 of the top 20 mortgage lenders and 3 of the top 5 largest financial institutions. With technology which earned Mortgage Technology Magazine's prestigious 10X Award as "a diagnostic and corrective solution of the highest order," Interthinx expertise in predictive analytics, data mining and risk scoring sets the standard for the industry and directly increases the value of client portfolios. For more information, visit Interthinx®, Inc. or call (800) 333-4510.

About ISO

ISO is a leading provider of products and services that help measure, manage, and reduce risk. ISO provides data, analytics, and decision-support solutions to professionals in many fields, including insurance, finance, real estate, health services, government, and human resources. Clients use ISO's databases and services to classify and evaluate a variety of risks and detect potential fraud. In the United States and around the world, ISO's services help customers protect people, property, and financial assets.





SOURCE: Interthinx, Inc.